C.V.

• Global Anti-Money Laundering (AML) Compliance: Designing and implementing and managing robust AML programs across international borders, covering everything from EDD, KYC, CDD structures to advanced transaction monitoring systems. Also, extensive experience in remediation of AML programs with significant audit or regulatory findings
• International Sanctions & OFAC Compliance: Extensive experience as a Global Sanctions Officer, specializing in mitigating complex risks associated with global sanctions regimes and ensuring regulatory adherence across diverse financial jurisdictions.
• Forensic Fraud Detection & Investigation: Leadership in comprehensive forensic investigations, integrating deep legal due diligence (DD) with accounting analysis to uncover sophisticated fraud schemes.
• Multi-Jurisdictional Expertise (EDD): Deep expertise in conducting Enhanced Due Diligence (EDD) across challenging markets throughout Latin America and the Caribbean (including US, PR, DR, Ecuador, Costa Rica, Panama, Nicaragua), ensuring compliance with diverse local legal frameworks.
• Regulatory Influence & Academia: Recognized thought leader who has trained high-level judicial and prosecutorial bodies—including Judges, Prosecutors, and Attorneys—on complex money laundering laws and corporate ethics (e.g., invited by the Puerto Rico Judicial Academy).

• Executive Banking Experience: Over 18 years in critical compliance roles (Compliance Manager, Global Sanctions Officer) within major financial institutions, successfully navigating international banking regulations.
• Academic: University professor specializing in Forensic Accounting and the Legal Aspects of Fraud Investigation, translating complex laws into actionable professional knowledge.
• Global Speaker Network: A highly sought-after speaker for top industry bodies (e.g., ACAMS), providing expert counsel on anti-money laundering, sanctions, Corporate Ethics and AML risk across Puerto Rico, U.S. Virgin Islands, English-speaking Caribbean, British Virgin Islands, Venezuela, Guatemala, Panama, Mexico, and Uruguay.

PROFESSIONAL EXPERIENCE

Milton Méndez Falcón is a licensed attorney in the Commonwealth of Puerto Rico, and Certified Fraud Examiner.

His professional experience began investigating complex situations in corruption cases where the Government of Puerto Rico was defrauded. He subsequently participated in fraud investigations in financial institutions and companies.

He has conducted due diligence on compliance programs for banks in the United States, Puerto Rico, the Dominican Republic, Ecuador, Costa Rica, Panama, and Nicaragua. Teaches the courses “Prevention of Money Laundering, Legal Framework in Puerto Rico” and “Ethical Responsibility of the Attorney in the Prevention of Money Laundering” for the Institute of Practical Education of the Puerto Rico Bar Association.

He served as Global Sanctions Officer of the Financial Crimes and Compliance Division of Popular Inc., the parent company of Banco Popular de Puerto Rico, Banco Popular North America, US, and British Virgin Islands.

Repeatedly sought after for his fraud, financial crimes and AML expertise, he currently serves as an independent consultant in the areas of anti-money laundering, OFAC, and fraud prevention.